No matter how old you are, having a sound retirement plan in place is a smart financial move. Retirement goals may differ for everyone, but having a plan in place that includes regular financial checkpoints is crucial for pursuing confidence during your retirement years.
Refinancing your mortgage can be a strategic financial decision that may help you secure a lower interest rate, reduce your monthly payments, access home equity, or adjust the term of your loan. This checklist is designed to guide you through assessing your situation, understanding the costs, and choosing the right lender.
A USA and World News Report indicates an eye-raising 84 percent of home buyers planned to refinance. Although more than half said they regretted taking out a mortgage when rates were high in 2023, interest appears to be on the mend. With interest rates dipping to their lowest in more than a year, this may be the best time to refinance.
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