Privacy Policy

FACTS

WHAT DOES CONSOLIDATED COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:

Social Security number and income
Account balances and transaction history
Credit history and credit scores

When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Consolidated CommunityCredit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Consolidated Community Credit Union share?

Can you limit this sharing?

Reasons we can share your personal information

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Consolidated Community Credit Union share?

Yes

Can you limit this sharing?

No

Reasons we can share your personal information

For our marketing purposes - to offer our products and services to you

Does Consolidated Community Credit Union share?

Yes

Can you limit this sharing?

No

Reasons we can share your personal information

For joint marketing with other financial companies

Does Consolidated Community Credit Union share?

Yes

Can you limit this sharing?

No

Reasons we can share your personal information

For our affiliates’ everyday business purposes - information about your transactions and experiences

Does Consolidated Community Credit Union share?

No

Can you limit this sharing?

We don't share

Reasons we can share your personal information

For our affiliates’ everyday business purposes - information about your creditworthiness

Does Consolidated Community Credit Union share?

No

Can you limit this sharing?

We don't share

Reasons we can share your personal information

For nonaffiliates to market to you

Does Consolidated Community Credit Union share?

No

Can you limit this sharing?

We don't share

Mobile Banking CardValet

We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).

Questions?

Call (503) 232-8070 or toll-free at (800) 444-8115, go to www.consolidatedccu.com or send us an e-mail at cccumail@consolidatedccu.com, or write to us at:
Consolidated Community Credit Union, 2021 NE Sandy Blvd., Portland, OR 97232.

How does Consolidated Community Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.

How does Consolidated Community Credit Union collect my personal information?

We collect your personal information, for example, when you

open an account
apply for a loan
apply for any credit union service
you visit our website, provide us information on any online application or transaction, or information you send to us by email
use your credit or debit card or pay your bills
make deposits to or withdrawals from your accounts

We also collect your personal information from others, including credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law only gives you the right to limit information sharing as follows:

sharing for affiliates’ everyday business purposes— information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

However, we do not have any affiliates with whom we share any information. State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Consolidated Community Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Consolidated Community Credit Union does not share with nonaffiliates so they can market to you, except under our joint marketing arrangements.

Joint marketing

A formal agreement between Consolidated Community Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you.

Our joint marketing partners include financial service providers, investment service providers, and insurance companies.