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PNW's Best Motorcycle Loan

Head out on the highway with fast and affordable motorcycle financing from CCCU.
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MOTORCYCLE LOAN RATES

[1] APR=Annual Percentage Rate. [2] Finance up to 100% of invoice price on motorcycles in the current and previous model year with less than 15,000 miles. Payment example is based on a $5,000 loan. [3] Motorcycles over two model years old are considered used. 100% financing is available on used motorcycle loans with approved credit. Payment example is based on a $5,000 loan.

Rates as of: May 8, 2023
TERM
APR1 (as low as)
PAYMENT2 (MONTHLY)
TERM
0 - 60 Months
APR1 (as low as)
7.99%
PAYMENT2 (MONTHLY)
$102.00
TERM
61 - 72 Months
APR1 (as low as)
8.49%
PAYMENT2 (MONTHLY)
$89.00
Rates as of: May 8, 2023
TERM
APR1 (as low as)
PAYMENT3 (MONTHLY)
TERM
0 - 48 Months
APR1 (as low as)
7.99%
PAYMENT3 (MONTHLY)
$123.00
TERM
49 - 60 Months
APR1 (as low as)
8.49%
PAYMENT3 (MONTHLY)
$103.00

[1] APR=Annual Percentage Rate. [2] Finance up to 100% of invoice price on motorcycles in the current and previous model year with less than 15,000 miles. Payment example is based on a $5,000 loan. [3] Motorcycles over two model years old are considered used. 100% financing is available on used motorcycle loans with approved credit. Payment example is based on a $5,000 loan.

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Motorcycle Financing Benefits

Whether you're looking for a new or used motorcycle or want to refinance the one you have, our team can help find the right rates and terms so you can focus on the fun stuff—like riding into the sunset!

Woman on a motorcycle she purchased with a motorcycle loan from consolidated community credit union.

Low Rates

Have confidence your monthly payment will be affordable with CCCU's low motorcycle loan rates.

Flexible Terms

With terms up to 72 months, discover motorcycle financing that flexes to fit your needs and budget.

100% Financing

No down payment? No worries. Qualified buyers can finance up to 100% on a CCCU Motorcycle Loan.

Local Service

Our local experts can help get you the right rate and term so you'll be on the road in no time!
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Why choose CCCU for your Motorcycle Loan?

At CCCU, we know you're ready to ride, so we keep things simple. Our local lending team is ready to answer your questions and help you find the perfect payment for your budget. Getting a motorcycle loan that fits your needs is as easy as 1, 2, 3!

  1. Find your dream bike
    Whether it's a cruiser, sport, touring, or a dual-purpose, you're the expert at choosing your new motorcycle. 

  2. Complete an application
    Our motorcycle loan application is quick and easy to fill out so you can get out on the open road faster.

  3. Choose your terms
    Select the motorcycle financing terms and loan rates that fit your budget.
Apply Now
Riding a new motorcycle in the forest in Portland Oregon.
Couple riding a new motorcycle together that was purchased with a motorcycle loan from Consolidated Community Credit Union in Portland Oregon.

Guaranteed Asset Protection (GAP)

Motorcycles can depreciate in value quickly—sometimes quicker than you can pay off the loan. This could leave you on the hook financially if your new bike is totaled or stolen and not recovered. Ensure you are covered by signing up for GAP.

Our MEMBER'S CHOICE® Guaranteed Asset Protection (GAP) Plus coverage includes $1,000 towards your down payment on a replacement motorcycle when financed by CCCU within 60 days after your primary insurance company issues a settlement check.

Be sure to ask about GAP when you apply for your CCCU Motorcycle Loan to learn how this coverage can protect you and your family.

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What our members are saying:

"We have used CCCU both for personal real estate financing as well as recommending them to people in our professional spheres. Outstanding service, rapid turn around and generally incredibly easy to work with." 

Amy & Glen

"I have been a member in some capacity for almost 40 years. I no longer live in OR but have continued to do my banking with CCCU for almost 15 years. I could not be happier with my experience."

Michael P.

"Securing a HELOC through CCCU was easy and well worth the time and effort. Their lending team supported a clear and easy path and explained all of the options up front so that we could make a good decision for our family."

Hope B.

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Frequently Asked Questions About Motorcycle Loans

How do you get a motorcycle loan?

Getting a motorcycle loan with CCCU is fast and easy, especially when you apply online. You can also visit a CCCU branch.

Prequalify for a motorcycle loan by contacting our Consumer Loans team. You may be required to fax or email scanned copies of certain documents, like income verification, in order to prequalify. Once prequalified, we'll send the closing paperwork to your local CCCU branch so you can sign the documents. If you are unable to visit a branch, the documents may be sent through DocuSign. Your loan officer will work with you to make the process as easy as possible.

Is it hard to get a motorcycle loan?

Some financial institutions may make it difficult to get a motorcycle loan, but at CCCU we make it easy. In a few minutes, you can apply online, over the phone, or in person at a branch.

Is a motorcycle loan an auto loan?

No, while these loans use the same application process, a motorcycle loan is different from an auto loan. You would get a motorcycle loan for a cruiser, sport, touring or dual-purpose motorcycle, and the rates and terms would likely be different from what you would get with an auto loan.

Can you refinance a motorcycle loan?

Yes, you can! At CCCU we offer motorcycle loan refinancing options if you are looking to lower your interest rate or your monthly payment. You'll need to fill out a loan application. A CCCU loan officer will then review your application, and if you qualify for a lower interest rate, we will work with you to set your new loan terms. Once approved, we'll send the closing paperwork to your local CCCU branch. If you are unable to visit a branch, the documents may be sent through DocuSign. Your loan officer will work with you to make the process as easy as possible.

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© Consolidated Community Credit Union 2024 | 2021 NE Sandy Blvd Portland, OR 97232 | Routing #: 323075136 

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Consolidated Community Credit Union is an assumed business name of Consolidated Federal Credit Union. Consolidated Community Credit Union, CCCU, and Consolidated Federal Credit Union are service marks or registered service marks of Consolidated Federal Credit Union. All other marks not owned by Consolidated Federal Credit Union that appear herein are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Consolidated Federal Credit Union. Consolidated Community Credit Union, CCCU-Cascade, and CCCU are trade names of Consolidated Federal Credit Union. Although these branches have different names, they are all part of the same credit union and shares held at each office are not separately insured.

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