How long can a boat be financed for?

At CCCU, you can get a fixed-rate boat loan with a term up to 7 years (84 months).

The loan term and details for financing a new or used boat are quite similar. At CCCU, you can get a fixed-rate boat loan with a term up to 7 years (84 months). Use our boat loan calculator to calculate your monthly payment based on the loan amount and boat loan term length.

We offer flexible financing terms and some of the best boat loan rates. Buyers have the option to make extra payments or pay the loan off entirely before the term is up.


Contact credit union for terms longer than 84 months. Advertised APR = Annual Percentage Rate; based on creditworthiness.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.