You can convert a Traditional IRA to a Roth IRA.
You can convert a Traditional IRA to a Roth IRA as long as your Adjusted Gross Income (AGI) doesn't exceed $100,000 (single or joint filers) in the year of the conversion.
You should also be aware that the IRS will impose taxes on any deductible contribution or earnings on the traditional IRA amounts being converted to a Roth IRA.
If you’re ready to open an IRA or need some help managing an existing IRA, please contact our Member Contact Center at 800.444.8115. You can also visit a CCCU branch or send us a message from your Online Banking Account or in the Mobile App.