CCCU has seen a large uptick in consumer scams. Scammers are using a variety of tactics to deceive individuals, including fraudulent pop-up alerts, impersonating government officials, and posing as the CCCU fraud department representatives.
Examples of scams we have heard off, first-hand from members:
Pop-Up Alerts: Fake ‘Microsoft alert’ pop-ups claim your computer is infected with a virus and direct you to call a phone number.
Note: Microsoft will never proactively reach out to you to provide unsolicited support.
Impersonation Calls: Fraudsters may claim to be from the IRS, demanding immediate payment or claiming you owe back taxes. Note: The IRS communicates primarily through mail and will never demand immediate payment over the phone, in an email, via text message or on social media.
“Fraud” Department Scams: Calls or messages from individuals posing as the CCCU fraud department, requesting personal details or money transfers.
Note: CCCU will never ask for personal account details via call, text or email.
The best way to protect yourself from falling victim to scams, is to stay vigilant. Remember, legitimate organizations will never pressure you to act immediately or in secrecy.
Learn more about these common scams and how to better protect yourself by reading our full blog post on consumer scams here.
We are pleased to continue our tradition of awarding $5,000 to a deserving high school graduate who has showcased their determination, academic achievement, and involvement in their community. If you have a family member who is a graduating senior and could use some help with college expenses, encourage them to apply!
Manage your banking, pay your bills, and stay on top of your finances 24/7. CCCU's Online Banking is free, secure, and simple.
Online Bill Pay: Did you know the price of a stamp is going up to 73 cents?! Save on postage and enroll in CCCU Online Bill Pay. It's easy, convenient and secure — we guarantee it!
eStatements: Save a tree, save time, and avoid potential identity theft by switching from printed to eStatements.
Mobile Banking App: Enjoy all the same features of online banking, and then some, from your mobile device.
Deposit checks
Bill Pay
Zelle® digital payments
and so much more!
Managing your finances shouldn’t be a struggle – and with this comprehensive suite of online banking tools, it isn’t. You’ll always know what’s happening with your money.
HELOC is a revolving source of money secured by the equity in your home, which you can access for up to 15 years. CCCU even allows you to lock in your rate for 5 or 15 years.
Benefits of a HELOC:
Lower interest rates
Setup fees waived*
Draw periods up to 15 years
Local underwriting
Flexible repayment terms
Home Improvement Projects
Take the edge off of your next home improvement project by relying on a CCCU Home Equity Line of Credit to get the job done right. Repairs, renovations, and remodels are less stressful when you know you have the flexibility of a HELOC on your side.
Debt Consolidation
Access your home equity with one simple application and use your funds to help you achieve your financial goals! While consolidating many outstanding debts into one streamlined loan payment is very common, HELOC's can be used for many purposes.
Education and tuition expenses
Home improvement projects
Credit card consolidation
Dream wedding
Debt consolidation
Anything you can imagine
With a HELOC, the possibilities are truly limitless.
* APR = Annual Percentage Rate. All loans subject to credit approval. Rates based on creditworthiness and will change once every quarter, 5 or 15 years based on Prime Index, as published by the Wall Street Journal, with a maximum interest rate of 18%. Offer valid on primary residences only. Homeowners insurance is required for every line of credit. Member responsible for appraisal cost if desktop appraisal does not achieve desired limit for the borrower. If line is closed within 3 years of the open date, borrower will reimburse the credit union for the closing costs. Contact credit union for full details.
Upcoming holiday closures:
Independence Day (Thursday, July 4)
Labor Day (Monday, September 2)
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Consolidated Community Credit Union | www.consolidatedccu.com | 800.444.8115
