During this tax season, scammers are employing a variety of strategies to trick individuals. These strategies may include using fake links, pretending to be government officials, and masquerading as the IRS. Here are some essential tips to safeguard yourself against falling victim to these scams.
What to look out for:
Threatening messages or demands
Misspelled website links
Influencer advice on social media
Common Tax Scams:
False charities
Email & text message impersonators
Unclaimed tax refund
Learn more by reading our "Recognizing & Avoid Tax Scams" blog and safeguard your finances and personal information this tax season.
Your perfect mortgage exists, and we're here to help you find it.
Looking for extra bedrooms, a dream kitchen to entertain in, or the perfect backyard for your furry friend? Whatever home looks like to you, our team of mortgage specialists is here to help with financing that fits your needs. We offer more than just standard options, with customized mortgage solutions for first-time buyers, veterans, doctors, and everyone in between.
Now Offering:
Lower Adjustable-Rate Mortgage Loans (ARMs)1
Free pre-approvals
Variety of rates & terms
Conventional, Jumbo, FHA, VA, USDA loans
Low closing costs
No application fees
Home loans in all 50 states
Local lending team
Plus, we're offering a FREE APPRAISAL with all home purchases!2
1Lower ARM rates on conventional and jumbo programs with 20% down payment. 2Appraisal value up to $800 credited after loan closing and is only valid on home purchases. Minimum loan amount of $200,000. Not valid with any other promotions. See CU for details.
2025 college scholarship applications are now open!
We are pleased to continue our tradition of awarding $5,000 to a deserving high school graduate who has showcased their determinations, academic achievement, and involvement in their communities. If you have a family member who is a graduating senior and could use some help with college expenses, encourage them to apply!
Concerned about market turbulence? Schedule a meeting with CCCU Wealth Management and find out if your risk level is appropriate for your personal goals.
Sponsored by CCCU Wealth Management:
Building wealth requires careful planning. In today’s inflationary environment, it is more crucial than ever to develop an investment plan around your goals. CCCU Wealth Management can help you do exactly that. Whether you want to build wealth, save for retirement, or simply protect your family when the unexpected happens, we’ll be here to guide you.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Investment advice offered through CCCU Wealth Management Inc, a registered investment advisor and separate entity from LPL Financial. Consolidated Community Credit Union and CCCU Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CCCU Wealth Management, and may also be employees of Consolidated Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Consolidated Community Credit Union or CCCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:
Unlock Financial Freedom with
a Home Equity Line of Credit
HELOC is a revolving source of money secured by the equity in your home, which you can access for up to 15 years. CCCU even allows you to lock in your rate for 5 or 15 years.
Benefits of a HELOC
Lower interest rates
Setup fees waived3
Draw periods up to 15 years
Local underwriting
Flexible repayment terms
With a HELOC, the possibilities are truly limitless.
How to use a HELOC
Access your home equity with one simple application and use your funds to help you achieve your financial goals!
3APR=Annual Percentage Rate. All variable rates based on the Prime Index, as published in the Wall Street Journal, and may adjust every quarter, every 5 years, or every 15 years with a maximum interest rate of 18%. Payments calculated on a 15-year or interest only repayment schedule during draw period. After draw period expires, then the loan is repaid based on a 15-year term. Rate subject to change without notice and based on member’s qualifications. Homeowners insurance is required for every line of credit. All loans subject to approval. Membership eligibility required. Refer to our Equity Loan Account Disclosure or contact credit union for complete details.
Upcoming holiday closures:
Memorial Day (Monday, May 26)
Juneteenth (Thursday, June 19)
Independence Day (Friday, July 4)
Labor Day (Monday, September 1)
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Consolidated Community Credit Union | www.consolidatedccu.com | 800.444.8115
