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Business Line of Credit

Manage cash flow gaps, unexpected expenses, emergencies, working capital, or new growth with a CCCU Business Line of Credit.

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BUSINESS LINE OF CREDIT RATES

[1] APR=Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, and ability to repay. Rates, terms, and conditions are subject to change. See credit union for more information.

Rates as of: May 8, 2023
PRODUCT
APR1 (as low as)
PRODUCT
Preferred Line of Credit
APR1 (as low as)
11.95%
PRODUCT
Line of Credit
APR1 (as low as)
13.95%

[1] APR=Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, and ability to repay. Rates, terms, and conditions are subject to change. See credit union for more information.

Start your Business Line of Credit application

Business Line of Credit Benefits

Have peace of mind knowing your business has access to temporary working capital with a Business Line of Credit from CCCU! Whether you need financing for daily operations or as a backup source of funds for unpredictable cash flow, a Business Line of Credit gives you flexibility and ready access to cash when you need it.

Woman making business purchases with a Business line of credit from CCCU in Portland Oregon.

Competitive Rates

Our rates make financing the future of your business affordable.

Local, Fast Service

Our team is local, approving and processing loans quickly (with friendly, personalized service).

Flexible Funds

Withdraw only what you need, and only pay interest on what you withdraw.

Business Growth

A Business Line of Credit is the best way to seize opportunities when they come your way – and grow your business.
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What is a Business Line of Credit?

A Business Line of Credit has more in common with a business credit card than with a small business loan. It is an open-ended or revolving account that lets you borrow money and pay it back without having to reapply when it's paid in full. A big benefit is you only have to pay interest on the amount that you borrow.

A Business Line of Credit is one of the most flexible solutions you can find for your business. This short-term funding option can be used for a variety of purposes:

  • Equipment repairs
  • Debt consolidation
  • Emergencies
  • Inventory
  • Off-season working capital
  • Manage cash flow
Apply Now
Calculating business purchases.
Man using a business line of credit to buy materials for his small business in Portland Oregon.

How to Get a Business Line of Credit

We make applying for a Business Line of Credit simple. You can either start your application online 24/7 or contact us to get started. To save time when filling out the application, make sure you have the following information available:

  • The legal name of the business
  • The business tax ID number
  • The business type (LLC/Sole Proprietor/Corporation/etc.)
  • Business income and liability information
  • Your information, including but not limited to DOB, SSN, address, etc.
  • New business members will need to complete a membership application
Apply Now

What our members are saying:

“There are a lot of options for business banking, but what keeps me happy at CCCU is the personal touch. Whether in person, at the drive-up window or on the phone or web, I am guaranteed friendly and responsive service. I love giving my business to a credit union that treats its customers with the care and attention that I treat mine with.”

Hope B.

“This credit union was amazing. The lady I worked with was very helpful and made me feel comfortable. She took out her time to listen and answered all my questions!”

Hady G.

"We’ve used CCCU both for personal real estate financing as well as recommending them to people in our professional spheres. Outstanding service, rapid turnaround, and generally incredibly easy to work with." 

Amy & Glen

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DISCLOSURES
All loans subject to credit approval and membership eligibility. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, and other normal lending criteria. Rates are subject to change without notice. For more information, please contact credit union.

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CCCU is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please contact us so that we may promptly assist you and remedy any accessibility concerns.

Consolidated Community Credit Union is an assumed business name of Consolidated Federal Credit Union. Consolidated Community Credit Union, CCCU, and Consolidated Federal Credit Union are service marks or registered service marks of Consolidated Federal Credit Union. All other marks not owned by Consolidated Federal Credit Union that appear herein are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Consolidated Federal Credit Union. Consolidated Community Credit Union, CCCU-Cascade, and CCCU are trade names of Consolidated Federal Credit Union. Although these branches have different names, they are all part of the same credit union and shares held at each office are not separately insured.

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